Solutions What you want to change

When the cash is late

Get paid for the work you've already done. Find the decisions between a finished job and a paid invoice, and take the waiting out of them.

TODAYDECIDED ONCEJOB DONECASH IN THE BANK

What the research says

50%
of small employer firms report uneven cash flow1
Federal Reserve Banks, 2026 Report on Employer Firms (Small Business Credit Survey), 2026
39%
of owners say a single late payment made it hard to cover payroll or bills in the past year2
Intuit QuickBooks, Small Business Late Payments Report 2026, 2026
$17.7K
owed on average to businesses with unpaid invoices3
Intuit QuickBooks, Small Business Late Payments Report 2026, 2026

Sound familiar?

Cash problems are usually decision problems in disguise.

  • Invoices go out late because someone is waiting on someone.
  • You chase the same customers for payment every month.
  • Billing errors cause disputes that delay payment further.
  • You're profitable on paper and tight on cash.
“Cash flow, capital, and controls come much earlier. Without them, the profit figures are fiction.”
Peter Drucker · Innovation and Entrepreneurship, 1985

Your path

From first conversation to a business that runs better.

  1. Today · free00 · Start

    Start with one decision

    A 30-minute call, or the 20-question Gap Assessment. No pitch, no commitment.

    You getClarity on what to decide first

  2. First 30 days01 · Assess · Active Inquiry

    Trace the path from job to cash

    Every handoff and approval between finishing the work and getting paid, and how long each one really takes.

    You getA map from job done to cash in the bank, with every wait shown

  3. Days 30–6002 · Apply · Actionable Insights

    Decide who owns each step

    Clear rules for pricing, approvals, billing and follow-up, so nothing waits on the owner.

    You getWhat each stalled decision costs you, per week

  4. By day 9003 · Accelerate · Accelerated Impact

    Take out the delay and rework

    Fix the errors that cause disputes and the approvals that stall invoices.

    You getFaster invoicing with fewer disputes

  5. Months 3–904 · Automate · Only what has earned it

    Let systems do the chasing

    Billing and reminders run on rules you set, with a person stepping in only for the exceptions.

    You getCollections that run without you chasing

Typical timing. Scope follows the complexity of the business, not its revenue.

See the frameworks behind each step →

The research

Small businesses with invoices more than 30 days overdue4

  • A year earlier47%
  • Now59%

Intuit QuickBooks, Small Business Late Payments Report 2026, 2026

What changes

Cash that arrives when it should.

Decide well. Then scale.

Tell us what's changing. We'll show you what to decide first.

Two ways in. Both free. Neither comes with a pitch.

30 MINUTES · FREE

Talk it through

Bring the one decision that keeps landing on your desk. You'll know in 30 minutes whether we're a fit.

Book a 30-minute call
20 QUESTIONS · FREE

Gap Assessment

See where your AI, processes, people and business are out of alignment, and which gap is costing you the most.

Start the Gap Assessment

Sources

  1. Federal Reserve Banks, 2026 Report on Employer Firms (Small Business Credit Survey), 2026. US employer firms with 1–499 employees; 6,525 responses, fielded Sept–Nov 2025; “uneven cash flow” includes collecting on receivables. View source
  2. Intuit QuickBooks, Small Business Late Payments Report 2026, 2026. US businesses with 0–250 employees; vendor research. View source
  3. Intuit QuickBooks, Small Business Late Payments Report 2026, 2026. US businesses with 0–250 employees; vendor research. View source
  4. Intuit QuickBooks, Small Business Late Payments Report 2026, 2026. US businesses with 0–250 employees; vendor research. View source
Healthier cash flow · AI Advisory Group